Blog · Coverage Explained
Coverage Explained
Line-by-line walkthroughs of the coverages a laundromat program is built from: liability, property, equipment breakdown, bailee, and workers comp.
- Bailee’s Coverage Explained: When Customers’ Goods Are Damaged at Your Laundromat
How bailee’s coverage protects laundromat owners when customers’ clothing is lost or damaged in wash-dry-fold, and the general liability gap it fills.
- Business Income and Extra Expense Coverage for Laundromat Owners
How business income and extra expense coverage replaces lost revenue while a laundromat is closed for repairs, plus the waiting and indemnity periods.
- Equipment Breakdown Coverage for Washers, Dryers, Boilers, and Water Heaters
How equipment breakdown coverage protects laundromat machines from mechanical and electrical failure, plus the business-income and utility add-ons.
- General Liability Insurance for Laundromats: What It Covers (and What It Doesn’t)
How general liability insurance protects laundromat owners against slip-and-fall claims, plus the common exclusions every operator should understand.
- Pollution Coverage for Dry Cleaners: Perc, Solvents, and Legacy Site Contamination
Why dry-cleaning solvent and perc contamination needs separate pollution coverage, and why a standard laundromat package does not pick up the exposure.
- Workers’ Compensation for Attended and Full-Service Laundromats
How workers’ compensation covers attendant injuries at full-service laundromats, and why four states require you to buy it from a state monopoly fund.